Investment Management Services

We manage each of clients assets with their specific financial goals and situation foremost in mind. Our asset allocation approach, developed and refined over the past decades, does not appeal to gamblers or those speculators who want to "play the market." We work best with people who understand that wealth is not created overnight nor is it preserved by accident. Long term success is attained not by leaping forward today only to stumble back tomorrow. Yet even the most conservative investor must understand that the only safe investment is one that protects capital from the twin threats of inflation and taxes. A slow loss of purchasing power and lifestyle to these constant enemies is ultimately as disabling to your financial future as immediate losses.

We believe in putting your eggs in a number of carefully selected baskets, each chosen to play a specific part.  Most importantly, wealth is only one ingredient in the definition of personal success. We work to make sure that your financial plan provides a solid base for your more important life goals.

Our private fee-based investment management services

Ideal for the investor interested in premium services but not interested in paying a commission. With LPL Financial, there is over $15 billion dollars currently being managed in the "SAM" program which is offered through the Registered Investment Advisor of LPL Financial, member FINRA, SIPC.

We utilize stocks, bonds, mutual funds and other investments in putting together actively managed, diversified portfolios. Unlike most other advisory programs, we offer thousands of funds, including load funds on a no-load basis and institutional class shares which typically require $5 million dollars but have waived their minimum requirement for our clients. Stocks and bonds are purchased with little or no transaction fees.

Because we are independent of investment banks, insurance companies or banks, we have the freedom to offer our clients the best investments we can find. There are many conflicts of interest inherent in representing the issuer of securities and the buyer at the same time. We do not have those conflicts as our client is our only employer and we are independent financial advisors.